Banking & Finance
Banking & Finance​
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The Banking team at Diaz Legal boasts extensive experience in the banking and finance sector. Our team excels in drafting agreements and navigating the complex matrix of legislation and regulations pertinent to this area. We offer expertise in external commercial borrowings, lending and borrowing, asset securitization, and various regulatory issues. Our capabilities extend to structuring, drafting, and reviewing documents, analyzing issues, and negotiating contracts. This includes consultancy on the advancement of loans, liens, pledges, hypothecation, mortgages, charges, guarantees, indemnities, government guarantees, assignments of actionable claims, debts, insurance policies, cash collaterals, negotiable securities, statutory stamping of loan documents, document registration, and the enforcement of securities.
The Firm has extensive experience in structuring, negotiating, and documenting all types of financing transactions. This includes entering into companies as strategic investors, consortium lending, secured and unsecured transactions, project financing, and asset-based lending. With our highly efficient Tax Group, we provide comprehensive legal solutions tailored to our clients' needs in the banking and finance sector.
Our Banking and Structured Finance practice area focuses on:
Advising clients on the provisions under the Banking Regulation Act, 1949, and notifications issued by the Reserve Bank of India (RBI), including exchange control regulations of RBI.
Structuring investments in companies, including managing non-performing assets.
Advising banks, Non-Banking Financial Companies (NBFCs), financial institutions, and companies on regulations pertaining to investments and transactions.
Drafting loan and financing agreements, service agreements, security, guarantee, and allied documents for our clients.
Advising NBFCs on various regulations, secured and structured loans, exits, company law, and other legal issues, including applicable capitalization norms and registration requirements.
Advising clients on legal and regulatory issues related to securitization and asset reconstruction.
Providing tax-optimal structures for leasing transactions.
The Firm represents banks and NBFCs in litigation and arbitration matters across various courts in India. We provide robust legal representation, ensuring that our clients' interests are protected and their legal challenges are effectively managed.
How Diaz Legal Can Help in Banking & Finance?
Diaz Legal’s Banking & Finance team offers bespoke solutions tailored to the specific needs of our clients. Whether you are a bank, NBFC, financial institution, or corporate entity, we provide comprehensive legal support that encompasses the full spectrum of banking and finance activities. Our deep understanding of regulatory frameworks allows us to guide our clients through the intricacies of the Banking Regulation Act and RBI notifications, ensuring compliance and strategic advantage.
In the realm of external commercial borrowings and asset securitization, Diaz Legal excels in structuring and executing complex transactions. We assist our clients in navigating the regulatory landscape, ensuring that all aspects of their financing arrangements are legally sound and optimally structured. Our expertise in drafting and negotiating financing agreements, security documents, and guarantees ensures that our clients are well-protected and their interests are safeguarded.
For clients involved in project financing, consortium lending, and strategic investments, we offer meticulous legal counsel and document preparation. Our team’s ability to structure and negotiate favorable terms helps our clients achieve their financing objectives while minimizing risks. Additionally, our Tax Group provides integrated tax planning and advisory services, ensuring that our clients' transactions are tax-efficient and compliant with applicable laws.
Diaz Legal also specializes in representing clients in litigation and arbitration related to banking and finance disputes. Our litigation team is adept at handling complex disputes, representing banks and NBFCs in various judicial forums across India. We are committed to providing our clients with proactive and effective legal strategies to resolve disputes and protect their financial interests. With Diaz Legal by your side, you can navigate the complexities of the banking and finance sector with confidence and clarity.
